Legal

Disclaimer

Please read carefully before applying for any product listed on SurfBP.

1. Affiliate disclosure

SurfBP earns referral commissions from banks and NBFCs when you successfully apply for a financial product through a link on this website. This income supports SurfBP and comes at no extra cost to you. Commercial relationships do not influence the accuracy of product information presented.

2. Not a bank, NBFC or RBI-regulated entity

SurfBP is an information and comparison platform only. We are not a bank, NBFC, payment system operator, deposit-taking institution or RBI-regulated lender. We do not issue credit cards, open accounts, sanction loans or hold customer funds.

3. No financial advice

Content on SurfBP is for general information only and is not financial, tax, credit or investment advice. Please consult a qualified advisor before making financial decisions.

4. Product information accuracy

We try to keep product details current, but banks may change interest rates, fees, eligibility, rewards and other terms at any time without notice. Always verify the latest terms on the official issuer website before applying.

5. Approval and decisions

Approval of any credit card, savings account or loan is at the sole discretion of the issuer. Your application may be rejected, your credit limit may differ from what is shown, and additional charges may apply based on your profile. SurfBP has no role in these decisions and accepts no liability for them.

6. Choose credit products wisely

Credit cards and loans carry interest, late-payment fees and the risk of damaging your credit score if mismanaged. Borrow only what you can repay. Read the issuer's Most Important Terms and Conditions (MITC) before applying.

7. Limitation of liability

To the maximum extent permitted by law, SurfBP and its operators are not liable for any direct, indirect, incidental, consequential or special damages arising from your use of this website or from any product, decision or charge by an issuer.

8. Trademarks

All bank names, logos and product names are the property of their respective owners and are used here for identification purposes only.

9. Contact

For corrections or questions, please reach us via the Contact page.