surfbp
Axis Bank

Axis Bank Indian Oil Visa Credit Card

Save up to 20% on fuel at Indian Oil outlets.

Apply on Axis Bank →Last updated: 3 June 2026

Key highlights

  • 4% value back on fuel
  • 1% surcharge waiver
  • Reward points on grocery

Pros & cons

Pros
  • 4% value back on fuel
  • 1% surcharge waiver
  • Reward points on grocery
Cons
  • Joining/annual fee applies — check the spec sheet
  • Interest on revolving balance is high — avoid carrying a balance

Eligibility

  • Indian resident, 21 years or older
  • Salaried or self-employed with stable income
  • Valid PAN and Aadhaar
  • Healthy credit history preferred (CIBIL 700+)

Documents required

  • PAN card
  • Aadhaar card
  • Latest 3 months salary slips or ITR
  • Last 3 months bank statement

Frequently asked questions

How do I apply for the Axis Bank Indian Oil Visa Credit Card?+

You can apply online through the issuer's website. SurfBP links you to the official application form — the final decision rests with Axis Bank.

Will applying impact my CIBIL score?+

A formal application triggers a hard enquiry which may temporarily reduce your CIBIL score by a few points. Apply only when you genuinely need the card.

What happens if I miss a payment?+

Late payments attract interest (typically 36–46% p.a.), late fees, and can damage your credit score. Always pay at least the minimum amount due by the due date.

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