Convert big spends into easy EMIs with a high limit.
You can apply online through the issuer's website. SurfBP links you to the official application form — the final decision rests with HDFC Bank.
A formal application triggers a hard enquiry which may temporarily reduce your CIBIL score by a few points. Apply only when you genuinely need the card.
Late payments attract interest (typically 36–46% p.a.), late fees, and can damage your credit score. Always pay at least the minimum amount due by the due date.
Premium rewards backed by a fixed deposit. Lifetime free.
Flat cashback on every purchase — daily essentials covered.
Save up to 20% on fuel at Indian Oil outlets.