Bajaj Finserv
Bajaj Personal Loan
Up to ₹40 Lakh personal loan with instant disbursal.
- Up to ₹40 LLimit
- From 11% p.a.Interest
- ExcellentApproval
- Approval in minutes
- Up to ₹40 Lakh
- Tenure up to 96 months
personal loaninstanthigh limitsalaried
FlexiLoans
FlexiLoans MSME Loan
Quick working capital for small businesses.
Apply on FlexiLoans →Last updated: 3 June 2026
Key highlights
- Up to ₹1 Crore
- Minimal docs
- Disbursal in 48 hrs
Pros & cons
Pros
- Up to ₹1 Crore
- Minimal docs
- Disbursal in 48 hrs
Cons
- Final interest rate depends on credit profile and may be higher than advertised
- Processing fee (typically 1–3%) is deducted from disbursal
Eligibility
- Indian resident, 21 years or older
- Business vintage of 1+ years with valid GST/registration
- Valid PAN, Aadhaar and bank statements
Documents required
- PAN of business and owner
- GST / business registration
- Last 6–12 months bank statement
- ITR of last 1–2 years
Frequently asked questions
How fast is disbursal for the FlexiLoans MSME Loan?+
Most approved applicants receive funds within 24–72 hours of final approval. Actual timelines vary by lender and document completeness.
Can I prepay or foreclose?+
Most lenders allow prepayment after a lock-in period. Foreclosure charges (typically 2–4%) may apply — check the loan agreement before signing.
What if I miss an EMI?+
Missed EMIs attract penalty interest, late fees, and are reported to credit bureaus, hurting your score. Set up auto-debit and borrow only what you can repay.
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