Bajaj Finserv
Bajaj Personal Loan
Up to ₹40 Lakh personal loan with instant disbursal.
- Up to ₹40 LLimit
- From 11% p.a.Interest
- ExcellentApproval
- Approval in minutes
- Up to ₹40 Lakh
- Tenure up to 96 months
personal loaninstanthigh limitsalaried
Tata Capital
Tata Capital Personal Loan
Flexible personal loan with quick documentation.
Apply on Tata Capital →Last updated: 3 June 2026
Key highlights
- Up to ₹35 Lakh
- From 10.99% p.a.
- Tenure up to 72 months
Pros & cons
Pros
- Up to ₹35 Lakh
- From 10.99% p.a.
- Tenure up to 72 months
Cons
- Final interest rate depends on credit profile and may be higher than advertised
- Processing fee (typically 1–3%) is deducted from disbursal
Eligibility
- Indian resident, 21 years or older
- Salaried or self-employed with stable income
- Valid PAN, Aadhaar and bank statements
Documents required
- PAN card
- Aadhaar card
- Latest 3 months salary slips or ITR
- Last 3 months bank statement
Frequently asked questions
How fast is disbursal for the Tata Capital Personal Loan?+
Most approved applicants receive funds within 24–72 hours of final approval. Actual timelines vary by lender and document completeness.
Can I prepay or foreclose?+
Most lenders allow prepayment after a lock-in period. Foreclosure charges (typically 2–4%) may apply — check the loan agreement before signing.
What if I miss an EMI?+
Missed EMIs attract penalty interest, late fees, and are reported to credit bureaus, hurting your score. Set up auto-debit and borrow only what you can repay.
More from loans
Lendingkart
Lendingkart Business Loan
Collateral-free business loan for MSMEs.
- Up to ₹2 CrLimit
- From 12% p.a.Interest
- Up to 36 moTenure
- Up to ₹2 Crore
- No collateral
- Disbursal in 72 hrs
business loanmsmeworking capitalno collateral
FlexiLoans
FlexiLoans MSME Loan
Quick working capital for small businesses.
- Up to ₹1 CrLimit
- From 1% p.m.Interest
- Up to 36 moTenure
- Up to ₹1 Crore
- Minimal docs
- Disbursal in 48 hrs
business loanmsmeworking capitalminimal docs